BICCU Bahama Islands Co-operative Credit Union


Image All members are required to purchase 1 Qualifying Share at $200.00 each. This $200.00 must remain on each member’s account for the duration of their membership & entitles the member to all the benefits of membership, including dividends and voting rights. Savings Account
To operate a Primary Share Account, members must save a minimum of $20 per week or $80 per month. Interest is earned quarterly and deposits can be made via payroll deduction or over the counter deposits.
Bill Paying Account
Use our convenient bill paying service to pay those monthly bills to any vendor you desire. It saves you time and there is no waiting in line.
Asue Savings Account
Join a safe  Asue plan and earn at least 3.30%. You get to decide what amount (hand) you will throw from $100-$1000 per month and get your draw in either 3, 6 or 9 months time!
Retirement & College Savings Accounts
Earn rates of 4% or higher annually with very flexible deposit terms. These accounts provide a great way to make your money work hard for you!
Education Account
Budget funds and have them available when schools fees are due. Funds can be paid directly to the school. We pay 3% interest per year compounded monthly.
Christmas Club Account
It’s never to soon to start saving for Christmas. We pay 3.25% interest per year compounded monthly. Members receive two free withdrawals per year. There is a penalty fee for additional withdrawals.
Vacation Club Account
Plan ahead and go on vacation worry free and debt free. We pay 3% interest per year compounded monthly.
Fixed Deposit
Certificates of Deposit are available and interest rates are determined by the amount on deposit. There is a minimum term of 1 year.
BICCU has a savings account just for kids. To become a Club Buddy, children must be sixteen years old or younger. Staff members are eager to teach kids all about money and how important it is to save. Open an account today and receive a free piggy bank and 3% interest per year compounded monthly.
Annual Fee of $40. Lowest interest rate in The Bahamas. 25 day grace period on purchases. Credit Limits up to $10,000. Convenient monthly payment plan.
Consumer Loans
Secured loans ready within 24 hours. Up to 5 years to repay. Cost of Loan Insurance is $0.70 per $1,000. Low fees.
Auto Loans
Up to 90% financing. 5 years to repay. Maximum $42,000. Cost of Loan Insurance is $0.70 per $1,000. Interest Rates: New Auto – 9%, 1 – 3 years old – 12%
Lot Loans
No hidden fees and charges. Low fixed interest rates. 90% Financing. Cost of Loan Insurance is $0.70 per $1,000. Secure your future and see one of our loan officers.
Major Medical Group Insurance
BICCU is committed to providing members with the best health care coverage including dental, vision care riders and more.
Kall Account
The fastest way to get cash from BICCU. Open a Kall Account and use your own BICCU Visa Debit Card to access your funds whenever and where ever you need to (locally and internationally)!
Party Site Rental
BICCU ground are available for a rental fee of $400.00. A refundable security deposit of $200.00 is required in addition.
Internet Teller
Allows you to check your account balances and history as well as apply for loans online.
Life Savings Insurance
BICCU provides life insurance coverage of up to $20,00.00 on the Savings Account at no cost to you.